allaboutwomen

Rumor has it: men are more careful drivers than women, but Car Insurance Woman can tell you that in a study of different insurance companies as to who are the safer and better drivers in the world, they’ve come to the conclusion based on demographic data that women are more reliable drivers with only a diminutive percentage of traffic violations and other related citations, compare to their male counterparts. It is for this reason that most insurers find a means to enhance profitability and moderate the risk by granting female drivers lower insurance costs than that of men.

21st Century Insurance Company offers some variations than the standard policy. It provides women cheaper car insurance quotes as compared to a young male driver searching for the lowest possible policy rate. So if you’re a woman and in dire need of discounts on insurance coverage, you must be any of the following these insurers’ are looking for:

1. If you’re a woman whose age is under 25 and have taken up a driving course, you’ll most likely get a cheaper rate. This program is sponsored by different insurance companies and a lot of young female drivers take this opportunity in order to lower their initial premiums. Attending and completing the driving seminar will not only help you get lower rates, but will also give you the chance to navigate different roads, think about things to consider when sudden weather and road changes transpire, and ways to proactively respond to unfamiliar and never before seen experiences in the road.

2. If you’re a married woman no matter what your age is, you’re eligible for a cut-rate coverage. Most states have this standard policy, because married women present less of a risk.

3. Car Insurance Woman recommends looking into other issues, as well: since insurers appreciate women being careful drivers that they are, the enjoy such benefits as 24/7 road side assistance, towing, repairs and claims are provided at once. However, there are also limitations to these services, and as a responsible driver and insured as well, you should take time to ask your insurer of restrictions for your own welfare and benefit.