allaboutwomen

If you are planning a trip to Ireland and want to drive your car, it is mandatory that you purchase a car insurance policy. Car insurance Ireland style is a little bit different than traditional insurance coverage. There is no way to avoid what are quite expensive policies simply because Irish roads are considered some of the most unsafe in the world. Of the twenty five countries in the EU, Ireland ranks extremely high for the most death on the roads.

Third Party Insurance is the minimum coverage you are expected to carry, and it has certain limitations that can leave you facing big charges out of pocket. For example, if you are fault for an accident, only your passengers and the driver and passengers of the other vehicle will be compensated by your third party coverage. In order to further increase your protection you should also consider adding a comprehensive package as well as fire and theft coverages which in car insurance Ireland style, are all separate types of add-ons.
Another important consideration if you are only visiting for a short while is your licensing requirements to drive in the country. If you are applying for a provisional license and not a full one, your policy will most likely cost quite a bit more.

As for what else is considered before applying a policy premium, Ireland uses much the same criteria as other countries. The age and value of the car, the age and experience of the driver, the intended use of the vehicle, the distance to be driven etc. are all common considerations. One other item that applies in Ireland is where the car is kept. If your car will be kept in a major centre such as Dublin, a higher premium is charged. In some cases a further fee is added on if the car is not kept in a garage at night.

While for the most part obtaining car insurance Ireland style is not difficult, like anywhere else it is always best to shop around for the best possible quote. One big thing to consider is many companies will refuse to cover left hand drive cars so make sure disclose this information early in your research in case it means having to leave your car at home while you travel instead of bringing it with you.